PercentGuru

Finance Calculators

Nine finance tools for real decisions — check a sale price, set a product margin, plan a monthly loan cost, or find the break-even point before you commit. Enter your numbers and results appear immediately.

What these finance tools help you with

  • Pricing and margins — work out gross profit as a % of revenue, e.g. $30 cost, $50 price → 40% margin
  • Discounts and sale prices — find exact savings and final price, e.g. 25% off $80 → $20 off, $60 final
  • Monthly loan cost — calculate repayments and total interest before signing, e.g. $10,000 at 6% over 60 months → $193/month
  • Investment returns — measure ROI as a percentage and net gain, e.g. $5,000 invested, $6,200 returned → 24% ROI
  • Break-even analysis — find units needed to cover fixed costs before a product launch
  • Weighted averages — blend values by their relative importance, e.g. GPA from courses with different credit hours

All finance calculators

Each tool answers a specific financial question. Choose based on what you're trying to find — a price, a payment, a return, or a cost threshold.

All calculators run instantly in your browser — no sign-up, no data stored.

Common questions

Quick answers to the most common points of confusion between these tools.

What's the difference between markup and profit margin?

Markup is based on cost — a 25% markup on an $80 item adds $20, selling for $100. Profit margin is based on revenue — that $20 profit on $100 revenue is a 20% margin. Same transaction, different denominators.

How do I find total interest paid on a loan?

Enter the principal, annual rate, and term into the loan payment calculator. It shows both the monthly repayment and total interest — for example, $10,000 at 6% over 60 months costs $1,600 in interest. The simple interest calculator gives a faster estimate without monthly compounding.

Can I use the ROI calculator for ad spend or projects?

Yes — the ROI calculator works for any investment with a measurable return. Enter what you spent and what you got back — it returns the percentage gain and net profit regardless of the asset type.